Journal of East China Normal University (Philosoph ›› 2010, Vol. 42 ›› Issue (2): 83-88.

• ●金融问题探讨 • Previous Articles     Next Articles

Finance Evaluation of Life Insurance Company Based on the Factor and Cluster Analysis

ZHOU Yan1, GUO Jian-lin   

  1. 1.Research center of international finance and risk management East China Normal University; School of Finance and Statistics East China Normal University, Shanghai 200241,P. R. China; 2.School of Economics Shandong University, Jinan 250100,P. R. China
  • Received:1900-01-01 Revised:1900-01-01 Online:2010-03-25 Published:2010-03-25
  • Contact: ZHOU Yan1, GUO Jian-lin2

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Abstract: After the finance crisis, the measure and control of finance risk is on a more important position. The factor analysis and cluster analysis in multivariate statistics are objective and scientific. In order to investigate the risk of life insurance companies justly, this paper introduces the method into its finance system and makes a quantitive and objective evaluation. At last, this paper classifies the life insurance companies by finance condition refer to S&P’s evaluation system, and puts forward different development stratagies for every type.

Key words: Factor Analysis, Cluster Analysis, Finance Evaluation, Life Insurance Company