华东师范大学学报(哲学社会科学版) ›› 2007, Vol. 39 ›› Issue (6): 97-101, 109.

• 金融问题研究 • 上一篇    下一篇

论我国金融深化过程的滞后——基于履约承诺与金融转换成本视角的研究

潘英丽1, 苏立峰2   

  1. 1. 上海交通大学 安泰经济学院院，上海 200052
    2. 华东师范大学 金融与统计学院，上海 200241
  • 收稿日期:2007-04-11 出版日期:2007-12-15 发布日期:2007-12-15
  • 作者简介:潘英丽(1955-).女，上海人，上海交通大学安泰经济学院教授.博士生导|苏立峰(1977—), 男, 山东泰安人, 华东师范大学金融与统计学院金融学系博士研究生

Disadvantages in China's Financial Deepening: From the Perspective of Contract Enforcement and Financial Conversion Cost

Ying-li PAN1, Li-feng SU2   

  1. 1. Antai Economics College, Shanghai Jiaotong University, Shanghai 200052, China
    2. School of Finance & Statistic, East China Normal University, Shanghai 200241, China
  • Received:2007-04-11 Online:2007-12-15 Published:2007-12-15

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被引次数

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摘要：

从履约承诺和金融转换成本两个视角来看, 我国金融深化进程表现为信用缺失和转换成本高。对两个指标的量化研究显示, 我国金融深化过程滞后, 其负面影响是经济增长的低效率、储蓄—投资之间的低转化率和国民福利的损失等。通过制度建设来提高当事人的履约承诺和通过金融创新来降低金融转换成本, 是加快我国金融深化过程的有效路径。

关键词: 金融深化, 信用缺失, 金融转换, 制度建设, 金融创新

Abstract:

From the perspective of contract enforcement and financial conversion, we can find that China's financial deepening is suffering from the lack of trust and high cost of financial conversion. The two indices, θ and Ψ, show that there are still some disadvantages in China's financial deepening, which have led to the loss of national welfare, the inefficiency of economic growth and conversion between savings and investment, etc.. The process of China's financial deepening will be accelerated if contract enforcement is promoted by institutional construction and financial conversion cost is cut down by financial innovation.

Key words: financial deepening, lack of trust, financial conversion, institutional construction, financial innovation

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